The Affordable Care Act, also known as Obamacare, is estimated to allow 30 million currently uninsured United States residents to obtain access to affordable health care. Provisions to the Act will prevent anyone from being denied health insurance for having a pre-existing mental health condition. In simpler terms, you can no longer be turned down from purchasing health insurance coverage because you have a mental illness.
This is great news for those who have been suffering from a mental illness and have not been able to access treatment because of cost. When a mental illness, ranging from depression or anxiety to bipolar disorder, post-traumatic stress disorder, borderline personality disorder, and schizophrenia, goes untreated, the costs to the individual, his or her family, and society at large greatly outweigh the upfront cost of allowing those with an illness to access health insurance coverage for a monthly premium.
Obamacare lays out various provisions that have been or will be implemented over the next few years.
The first change that helped those with a mental illness came when the Act allowed individuals to stay on a parent’s plan until he or she turned twenty-six years old. By 2014, further provisions will include the availability of a benefits package that includes mental illness treatment, substance abuse rehabilitation programs, preventive mental health services, and prescription drug coverage. When all of the act’s provisions are put into action, rehab, therapy, medication, and other forms of treatment for mental health will be readily available.
Mental Health Treatment & Affordable Care Act
Depending on your geographic location, more options for mental health treatment may become available to you because of the Affordable Care Act. Grants providing additional funding will encourage more social workers and psychologists to work in rural areas that need mental health attention. Grant money will also be used to assist potential students who are interested in a graduate degree in social work or psychology.
Overall, the Affordable Care Act offers new avenues for better treatment of everyone that is suffering from any form of mental illness and who needs appropriate treatment.
Listen to one of the many mental health treatment success stories from Sovereign Health: