Financing for our Behavioral Health Services

If insurance isn’t enough

Financing for our Behavioral Health Services

Treatment’s important to us, because we know what happens when mental disorders and addictions are left untreated: pain, diminished lives and sometimes, death.

Addiction and psychological disorders aren’t signs of character flaws or attention-seeking, they’re a serious disease that can affect anyone, regardless of age, gender or background. At minimum, these disorders can cause major disruption to a person’s life and career. At worse … well, go back to the first line.

Effective, scientifically-backed treatment can also be expensive. Insurance can pick up some of the costs, but sometimes even an insurance premium isn’t enough to take care of every obligation. Which is why Sovereign Health is willing to go the distance with every one of its patients to ensure that they’re able to receive the treatment they need to continue living.

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Finding funding

Sovereign Health of California accepts most major health insurance plans, making treatment for addiction, mental health disorders and dual diagnosis affordable. We happily discuss financing options with all of our patients to ensure that treatment is available for as many people as possible, because our goal at Sovereign Health is providing evidence-based, comprehensive treatment for every patient based on their needs and returning them to a healthy life.

When a person speaks with our admissions team, he or she goes over all of the health care insurance options that are available to the prospective patient. They will also discuss what benefits are available for that person and what financial obligations they may still have.

Although Sovereign Health strives to be an affordable option by accepting most insurance and creating a financial package that works with the patient, not everyone’s insurance will cover the cost. While the Affordable Healthcare Act mandates that health care insurance must cover behavioral health services as “essential benefits,” the extent of benefits vary based on the plan.

For those who do not have insurance, whose insurance benefits run out or who do not wish to use insurance, we accept private payment.

Another option is taking out a loan through Prosper Healthcare Lending, a subsidiary of Utah-based Prosper Marketplace, the first peer-to-peer lending marketplace in the U.S. Prosper Healthcare Lending has more than 2 million members and offers high-dollar loans to patients with good credit.

We make sure that our programs have as many financial options available to you as possible. We want to make sure we can reduce the amount of stress you have to deal with and maximize the